Reliable Homeowner’s Insurance Agents in Greater Tampa Bay Serving You.
You have probably heard one of the largest investments you will ever make in life is purchasing a home—and it is true. This type of investment can lead to many blessings and also many risks. Trust All Insurance Group of Brandon, Florida for a homeowner’s insurance policy that is inclusive of your needs. With over 50 years of combined experience, you’ll get quality and smart service as well as affordable homeowners insurance policies to boot.
Quality and Comprehensive Florida Homeowner’s Insurance Coverage
Whether you’re just starting out with your first home or you are already a homeowner, we’ll cover you. Our policies are built with you and your home in mind. We also offer affordable renter’s insurance and tenant insurance policies to cover you or your tenants in the event tragedy strikes. Whatever policy you may need, All Insurance Group works around the clock with a large network of carriers to bring you affordable and comprehensive insurance policies.
Take a look at the wide array of insurance solutions we offer below and contact All Insurance Group today to start a Free Rate Quote and discover how we can help you rest easy knowing your family is protected from the unexpected.
Homeowner’s Insurance
Policies for homeowner’s insurance are often required when you mortgage your home, but even after paying off the house, it is ideal to keep your policy active. Homeowner’s insurance policies provide coverage for the repair or rebuild of your home damaged by a covered event. What many people don’t realize is the many other benefits and coverages of a homeowner’s insurance policy. Damage that occurs off of your property by a member of your home may be included—like if your child breaks the neighbors window playing ball outside, as well as the expensive, vintage vase on the desk inside. Many policies also include coverage for damage cause by your four-legged family members (but may require a fee or be breed restricted).
In addition, homeowner’s insurance includes coverage options for personal liability and the costs to defend yourself from claims. It more than just protecting your house, it protects your home.
Renter’s Insurance
Just because you don’t own your home, doesn’t mean you don’t have a home to protect. The average renter, or person in general, owns thousands of dollars in belongings. Don’t believe it? Think about the clothes in your closet and dresser (and all of your family members’)—how much do your think it would cost to replace just the clothing, from socks to jeans? Far more than the affordable monthly premium for renter’s insurance.
As a bonus for renters, insurance coverage also has many perks that homeowner policies do—like liability coverage.
Condo
Condo owners have unique insurance needs; a mix between renters and homeowners—with external issues covered by the condo association, most condo owners only have to concern themselves with coverage for the inside of their home and their belongings. Trust in our independent insurance agency to search for the best condo insurance available for your needs while also meeting the strict standards set forth by your condo owner association.
Mobile Home
Mobile, modular, and manufactured homes are often seen as a higher risk for claims due to the construction materials used during building. While they meet Florida building requirements, many people believe it will make insurance carriers nervous to ensure in a state where hurricanes and storms are frequent—and consequently, charge a higher premium.
Don’t let this be a factor in your decision making. There are plenty of reputable carriers and policies available to protect your home and everything in it for as reasonable of a price as renter’s or homeowner’s insurance.
Tenant & Vacant Dwellings
Investors, landlords, and property managers have a unique insurance need. While their tenants are responsible for getting renter’s insurance, property owners need a policy that protects the structure, property, and landlord liability. Add in the weeks or months when a rental is without a tenant, the needs for the property’s coverage changes. We are here to help you identify all of your potential coverage needs and ensure we match you to a policy that will offer you the most comprehensive coverage.
Personal Umbrella
Coverage limits on any policy can only go so high. In the event of a catastrophic event or tragedy, those coverage limits may not be near enough to provide you the coverage you really need from personal liability. Personal umbrella insurance picks up where your other policies leave off.