Comprehensive Florida Business Insurance

Comprehensive Florida Business Insurance. Integrated and Unparalleled.

You ever wonder how some businesses grow and dodge those tragedies that seem to plague our economic world? That’s because those businesses have comprehensive and top-notch business insurance policies to protect them against those worries. All Insurance Group has catered to a number of small businesses by offering affordable business insurance policies in Brandon, Tampa, and throughout Florida to help ensure their survival as much as mid-size companies and conglomerates are afforded.

small business owner reviewing reports commercial business insurance

Small businesses have a lot relying on its growth and sustainability—which is where we come in. We work with a wide array of dedicated insurance carriers to bring you the most affordable and tailor-made policies possible. Since we’ve written policies for Florida business owners for years, we know the business world and have the savvy to help you get the coverage you need.

Nothing is impossible, merely improbable. When it strikes—All Insurance Group is there.

Unlikely or unusual events happen to businesses all the time. Having a comprehensive business insurance plan that encompasses those potential worries can reduce the severe impact they can have on a small business.

Workers compensation to avoid lawsuits and care for your employees when they are injured on the job (and stay compliant with state law); commercial property insurance to recoup from fire or water damage after a severe Tampa lightning storm; or a small business owner’s policy to prevent financial loss from liability or property damage regardless of whether you lease, rent or own your property.

Our commercial insurance products help you assess risk, plan for the future, and secure your livelihood.

Florida Business Insurance Coverages:

Commercial Property Insurance

Protect your property from loss or damage; includes the structure, land, and the property contents. Additional coverage levels can be added if your property contents are of high value or difficult to replace or the structure had unique architecture that would be more costly to repair or replicate in the rebuild.

General Liability Insurance

Protection from the costs of injury sustained by a third party while on your property, including the legal costs for your defense or settlement filings.

Business Income Insurance

Should your company face a sudden closure (i.e. insurance related repairs or other emergency shut down out of your control), this coverage will provide a payout to keep your business afloat until you can reopen for business. Funds can be used to pay employees, rent, invoices, etc.

Business Owner’s Policy

A multi-policy package that typically includes the basic coverages needed for any kind of business. Coverages under this policy often include:

Commercial Property Insurance
Contents Coverage
General Liability Insurance
Business Income Insurance

Workers' Compensation

A legal requirement for most industries that provides medical coverage and other benefits to employees who become injured while on the job or as a direct result of work-related tasks.

Error & Omissions Business Insurance

A form a of liability insurance that protects against service mistakes or inaccurate professional advice. Common business insurance option for physicians, advisors, attorneys, and those in a similar field who are heavily relied upon for there knowledge, experience, and expertise in their field.

Farm and Ranch Insurance

Select areas in Florida, like Plant City (strawberries!) and Polk County (oranges), are home to major crops, farms, and ranches. Encompasses several customizable insurance options to protect the owner’s home, property, crops, livestock, vehicles, and other property.

Inland Marine Insurance

Any company in the transport or logistic industry should have this insurance to help extend their liability coverage to the cargo they are entrusted with.

Key Person Insurance

Similar to a life insurance policy but the insured is a major employee of the company, without whom the business would not be able to survive the loss of—but the beneficiary is the business. The benefit is used to sustain the company during the transitional time.

Commercial Auto Insurance

Standard auto insurance policies do not provide coverage for any accident that occurs while on the job (aside from going to and from work). If your company owns vehicles or uses them regularly to conduct business, then a specific commercial policy should be purchased for adequate coverage while on the road.

Commercial Umbrella Insurance

Just as personal insurance policies may have limits and restrictions, as do business insurance policies. When coverage limits are not enough protection, umbrella insurance picks up the slack.

Commercial